FINANCIAL AID TOOLKIT
Jump To:
Student Rights and Responsibilities – Loan Information – Financial Aid Forms – Financial Aid Process – Financial Aid Policies – FASFA Deadline Dates – 未付款计划的财务下降 – Cohort Default Rates – Important Links – Important Dates
Student Rights and Responsibilities
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add remove A student has the right to know…
- Types of available financial aid.
- 提交2019-2020年FAFSA援助的截止日期为2020年6月30日.
- When financial aid will be distributed.
- 该财务需求由完成FAFSA分配的估计家庭贡献数确定.
- The college’s refund policy.
- What portion of your aid package is “gift aid such as scholarships” and what must be repaid (loans).
- About the affect outside scholarships may have on your financial aid award.
- If the aid is a loan, 你有权知道利率, repayment amount and procedures, 还款的时间长度和开始还款的时间.
- How the college determines if you are making satisfactory academic progress, and what happens when you are not.
- You have the right to accept, decline or seek adjustment to your financial aid award(s).
- Information you give to the Office of Student Financial Planning will be confidential.
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add remove A student has the responsibility to…
- Apply for financial aid every year.
- 准确填写并按时提交FAFSA申请表.
- Provide correct information. 被发现故意伪造的信息可能会被提交给美国司法部.S. 教育部,监察长办公室.
- Provide all additional documentation requested by the Office of Student Financial Planning.
- Read all forms you sign.
- 保留你所有的经济援助记录的副本.
- 如果需要,你必须在兵役系统登记.
- 完成所需的入学和退出贷款咨询会议.
- Repay all loans in accordance with the terms of your promissory notes.
- Notify your lender if any of the following occurs before your loan is repaid: change of name, change of address, graduation, withdrawal or less than half-time attendance and transfer to another institution.
- 如果你有以下情况,请通知学生财务规划办公室:
- Change your residency /housing plan,
- Change your marital status,
- Change your major,
- 更改研究生/本科生身份;
- Change your enrollment status (i.e. full-time to below full-time).
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add remove Financial aid and fee payment
Fees are calculated each semester or term after the student registers. For students in which the Office of Student Financial Planning has received all requested documentation and the student’s financial aid file is complete, 在每个学期和/或学期由教师确定名单并从外部实体收到资金后,经济援助将自动应用到学生的账户中. (Outside entities are, but not limited to, SC Tuition Grant agency, Palmetto/Life/Hope agency, veteran affairs, loan processors, alternative loan agencies, Parent PLUS Loans, vocational rehabilitation, workforce or trade agencies, and outside scholarship entities.)
The U.S. 教育部要求联邦第四章财政援助资金用于允许的机构收费(学费), fees, housing, and meal plans). 不允许的机构收费包括医疗费等正规博彩十大网站, parking tickets, lock-out fees, etc. Federal Title IV funds can pay for up to $200 of the previous academic year’s remaining balance.
关于学生账户报表的问题? Contact 843-383-8026
关于学生经济援助的问题? Contact 843-383-8055 -
add remove Financial aid eligibility restrictions
有刑事定罪的学生受到资格限制,可能没有资格获得联邦和/或州基金. The Higher Education Act of 1965, amended, 如果学生在入学期间因持有或销售毒品而被联邦或州法律定罪, 该学生的联邦和州财政援助将被暂停. If the student is convicted of a drug offense after you submit the FAFSA, the student will lose eligibility for federal aid and may be liable for returning any financial aid they received during the period of ineligibility.
The student may regain eligibility by passing two random drug tests conducted by a drug rehabilitation program—the program must meet the criteria established by the U.S. Department of Education. If the student regains eligibility, contact the Office of Student Financial Planning.
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add remove Unusual enrollment history
A student’s FAFSA may be flagged as Unusual Enrollment History by the U.S. 如果学生有在多个学院注册多年的模式, showing unusual activity. The student will receive a notification from KHEAA Verify to create an account at their site and submit requested documentation regarding Unusual Enrollment History. The Office of Student Financial Planning utilizes KHEAA Verify to process verification and unusual enrollment history information on the university’s behalf. KHEAA Verify will request the student’s transcripts for four concurrent award years and determine if federal and/or state funding will be approved for the academic year. If it is determined that the student is enrolling just long enough to collect student aid funds, 那么学生的特殊入学历史文件将不会被批准,也没有资格获得联邦和/或州资助. (Federal funding includes Pell Grant, 补充教育机会补助金, loans, PLUS Loan, work-study, 州资助包括SC学费补助金.)
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add remove Loan certification
Student loans will be certified after the withdrawal date for each semester or term. This change was instituted due to inconsistencies in course registrations and students withdrawing from classes prior to the final withdrawal period. 在这种情况下,给学生造成了超额支付,很难收回这些超额支付的资金. 这一政策将有助于确保学生积极入学.
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add remove Option to deny loans to students
如果学生有资格获得学生贷款, 学生财务规划办公室有权拒绝分配直接贷款,斯塔福德和/或家长PLUS贷款, or alternative loans. 由于以下原因,学生财务规划人员有权拒绝或撤销学生贷款.
- 学生可能疏忽偿还贷款;
- 在其他学校同时入学的;
- 学生未提供要求的文件;
- The student provided fraudulent information; and/or
- 学校收到通知说该学生违约了, bankruptcy status, overpayment status, or has a disability discharge status.
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add remove 经济援助,学业进步准则
根据联邦法规(HEA Sec). 484(c), 34 CFR 668.16(e), 34 CFR 668.32(f), 34 CFR 600.2, and 34 CFR 668.34), 学生必须保持令人满意的学业进步(SAP)才能获得联邦第四章援助. Coker University is mandated to deny financial aid to any student that is not in compliance with SAP. The following are Coker University’s SAP guidelines for financial aid. Financial Aid SAP is processed during each academic year at the end of the summer term, 对于学生通过上诉和/或学术计划程序临时批准的每个入学期间.
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add remove SAP Requirements
1. 学生必须被录取并注册为攻读学位的学生, 参加完成所选学位所需的课程. 只有完成所选学位课程所需的课程才有资格获得联邦第四章基金(佩尔, SEOG, Work-Study, Direct Loans, Parent PLUS Loans, Perkins Loans, SC Tuition Grant, and Hope, LIFE, or Palmetto Fellows Scholarships). Per 34 CFR 600.2, 不计入完成学生学位课程要求的课程没有资格获得联邦资助.
2. 保持累积平均绩点(CGPA) 2.0分或以上(详见学院目录“继续要求和分类见习”).
3. 在所选的入学课程中,至少完成67%的累计学分(成绩为W, I, 和F将被计算为尝试小时数).
4. 转学生必须在他或她以前的大学做SAP.
5. 学生必须在课程公布长度的150%内完成所选学位要求. 正规博彩十大网站要求学生在所选课程中完成120学时,学生将有120学时的150%来完成他们的课程,最多可获得180个学分. 所有在正规博彩十大网站获得的转学学分都包含在总尝试学分中. -
add remove Warning Period
The SAP warning period allows a student one semester (one term for graduate program students) to make up for any GPA or pace of progression deficiencies. 在SAP警告期间,学生可以继续获得经济援助,而无需上诉和/或学术计划. 学生们被鼓励与他们的导师一起工作, student success coach, and tutors regarding academic challenges and offerings that may help increase the student’s success with increasing their GPA and/or pace of progression.
If the student does meet the requirements of obtaining a cumulative GPA of a 2.0 or higher (3.0或更高(研究生课程学生), and the pace of progression are not met by the end of the warning period, the student will no longer be considered to be making SAP and will become ineligible for federal and state funding without an approved appeal and/or academic plan.
一个学期(研究生一学期)的SAP警告期在整个学位课程中只适用一次.
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add remove Financial aid probation and suspension
- The student will be considered as not making SAP for Federal Title IV financial aid for one payment period if one or more of the SAP requirements are not met. The student will be required to complete the Financial Aid Appeal process, and if provisionally approved, will be required to follow one or more of the following criteria to be considered for funding for future enrollment periods: make “C’s” or better in all courses; complete courses without incomplete grades; do not withdraw from courses; obtain at least a 2.0 semester/term GPA; and/or complete 100% of attempted hours.
- 如果学生没有在批准的上诉下进行SAP, the student’s aid will be placed in suspension status for Federal Title IV aid if SAP is not met during the previously provisionally approved probationary period. If there were mitigating circumstances, 学生可以联系学生财务规划助理主任,询问如何完成第二次上诉. 如果确定需要一个以上的付款期才能实现SAP,则可能要求学生完成上诉和学术计划,以考虑联邦第四章资金. If the academic plan is approved, the student will be placed in probationary status and may be required to make progress with one or more of the following criteria: “C’s” or better’ complete courses without incomplete grades; do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA. 如果学生在学业计划下没有取得进展(i.e., make “C’s” or better’ complete courses without incomplete grades; do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA), 他/她将不再有资格获得联邦第四章资助. 学术计划的长度将在审查过程中确定,并且不会超过最大计划时间框架, 但在学生达到SAP之前可能是活跃的.
- 如果在学年期间未完成至少67%的累计学分,该学生将被暂停联邦第四章经济援助.
- The student will be placed on suspension for Federal Title IV financial aid when attempted hours exceed 150% of the allowable program credit hours. Attempted hours cannot exceed 180 hours. 计入学生专业或课程的转学学时将计入已完成学时和尝试学时.
- 根据联邦学生援助手册(V1), Chapter 1, page 13), “a student that completes the academic requirements for a program but does not yet have a degree is not eligible for further Title IV aid for that program”.
- The student will be allowed three program changes; however, if a student completes graduation requirements for a previous program, the student must graduate or Federal Title IV aid will no longer be available to the student. All courses attempted and completed will be included with program changes and transfer hours related to the program will be counted hours toward degree progression.
- Suspension of Federal Title IV aid will continue until SAP has been achieved. Coker requires that a student take a full load (12 credit hours) of courses for one semester and pay for those courses and make progress with “C’s” or better, don’t receive incomplete or NC grades, and didn’t withdraw from courses. 当学生通过完成课程并不断提高累积平均成绩来证明SAP时,学生可以通知学生财务规划办公室审查他们的记录并决定恢复联邦第四章资助. 联邦第四章资金的恢复不具有追溯力.
- 学生可以重修未通过的课程, receiving an “F” grade, 如果课程是完成正规博彩十大网站所必需的. Only one-course repeat will be eligible for federal funding if the student has previously pass the course; however, 如果学生重修一门课程,他们通过了,但没有通过,那么学生没有资格重修这门课程(34 CFR 668).2(b)).
- 当学生在经济援助暂停一段时间后重新获得SAP时,联邦第四章援助不会自动恢复. 学生必须要求学生财务规划办公室重新评估他们的进度,以便恢复援助.
- The student will not be eligible for financial aid if in academic suspension status.
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add remove Appeals
- Students can appeal the denial of Federal Title IV financial aid due to lack of SAP. 上诉必须在上课第一天前至少两周以书面形式向学生财务规划助理主任提出. 申诉应提供原因(疾病), injury, death of a family member, 或其他特殊情况)为什么SAP没有实现, what has changed that would allow demonstration of progress at next evaluation, 以及学生打算做些什么来重新获得SAP. Documentation substantiating the reason for the lack of SAP must be provided. The appeal conditions will be, but are not limited to: make “C’s” or better’ complete courses without incomplete grades (“B’s” or better for graduate students); do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA.
- If a student’s appeal is approved, but it is determined that the student will require more than one semester to achieve SAP, the student will be placed on financial aid probation with an academic plan. 只要学生符合学术计划的要求(以最大时限要求为准), 他/她将继续有资格获得联邦第四章援助. Progress is checked at the end of each payment period, or enrollment period.
- If the appeal is denied by the Assistant Director of Student Financial Planning, the student has the right to appeal the decision with the Director of Student Financial Planning. 如果学生财务规划主任拒绝上诉, 学生可依下列顺序向下列职员提出申诉:招生管理副校长, and last, the President of the college.
- 学生最多可以上诉两次,前提是在上一个付款期间取得了进展.
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add remove Academic plans
- 学术计划可以为学生定制,并且将规定必须满足的条件以及允许重新获得财务援助SAP的学期或学期数量. The academic plan conditions will be, but are not limited to the following criteria during the payment period: make “C’s” or better’ complete courses without incomplete grades (“B’s” or better for graduate students); do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA.
- Academic plans are not indefinite and are subject to maximum timeframe progression.
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add remove 上诉和学术计划截止日期
截止日期是确定的,没有例外.
Summer 2023 Term – May 8, 2023
2023秋季学期或学期- 2023年8月1日
春季2024学期或学期- 2023年12月1日
Summer 2024 Term – March 1, 2024Graduate Program Students
Fall 2023 Terms 1,2,3,4 – June 3, 2023
2024年春季第5、6、7学期- 2023年12月1日
Summer 2024 Term 8 – April 29, 2024 -
add remove Graduate program students
- 学生必须被录取并注册为攻读学位的学生.
- Graduate program students must complete courses as outlined in the college catalog, 连续入学8个学期内, 对于首次登记后5年的中断登记. 为了获得联邦第四章资助, students must complete their graduate degree within 150% of the published length of the program. 如果正规博彩十大网站要求学生完成研究生课程的30个学时,学生将有30个学时的150%来完成他们的课程,最多可获得45个学分. 如果要求33小时,那么学生将有33小时的150%来完成他们的课程,最多49小时. 如果研究生课程需要42小时, then the student will have up to 150% of the 42 hours to complete their program up to 63 hours. 所有在正规博彩十大网站获得的转学学分都包含在总尝试学分中.
- If a student receives up to 6.0 credit hours with a “C” grade, then the student may count the hours toward graduation. The student will be dismissed from the program if a “C” grade is received for more than 6.0 credit hours.
- If a student obtains a “D” or “F”, s/he must retake the course at Coker University. 学生将有资格获得联邦第四章资助,以重复一次通过“D”的课程,前提是该课程是研究生课程毕业所必需的. Financial aid will pay for one repeated course if the student has failed, until the student passes with a “C” or better and it is a course required for graduation.
- Student who receive below a “C” will be placed on academic probation and financial aid suspension. The student will be required to complete the Financial Aid Appeal process and if approved the student will be eligible for financial aid for one payment period. The student may be required to complete an academic plan if it is determined that SAP cannot be achieved in one payment period to be considered for Federal Title IV funding. If the academic plan is approved the student may be required to: make “B’s” or better’ complete courses without incomplete grades (“B’s” or better for graduate students); do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA. 如果学生在学业计划后没有取得进步, 他/她将不再有资格获得联邦第四章资助.
- 如果在试用期间SAP未达到要求,该学生将被暂停联邦第四章援助.
- The student will not be eligible for financial aid if in academic suspension status.
- Suspension of Federal Title IV aid will continue until SAP has been achieved.
Loan Information
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add remove 直接补贴贷款和非补贴贷款
Subsidized loans means the government pays the interest while you are in school, 你必须有经济需要才有资格获得贷款. 补贴贷款限额为:新生(0-27小时)3美元,500; Sophomores (28-57 hrs) $4,500; and Juniors and Seniors (58+ hrs) $5,500. There is an 1.联邦法律规定的贷款发起费用.
无补贴意味着你支付所有的利息, 虽然你可以推迟到毕业后再付款. 利息会加到你的贷款余额中. Dependents students are only eligible for this loan when a parent receives a Parent/PLUS denial. Unsubsidized loans limits are: Freshmen and Sophomores (0-57 hrs) $6,000; and Juniors and Seniors (58+ hrs) $7,000. 这些贷款的利率是可变的,上限为8%.25%或更少,取决于年利率.
为了获得联邦贷款,必须完成FAFSA. No credit checks are required for these loans, and interest rates are low. Applicant must be a U.S. citizen, not be in loan default, and does not owe a refund on educational grants.
New recipients are required to complete entrance counseling and a master promissory note prior to the certification and disbursement of any federal loan. Online counseling is available at http://studentaid.gov/. 我们必须确认你已经完成贷款入口和主本票之前,证明贷款.
直接补贴贷款和无补贴贷款每年在每年的FAFSA基础上提供给学生. 学生可以通过他们的CobraStop账户拒绝贷款来减少或拒绝他们的补贴和/或无补贴贷款, 联系他们的财务援助顾问, or by emailing financial aid at financial_aid@sz-feiyang.com.
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add remove South Carolina Teacher Loans
南卡罗来纳教师贷款计划旨在鼓励学生进入教学行业. Loan amounts for this program are: $2,500 per year for Freshmen and Sophomores; and up to $5,000 for other students. 学生的累计贷款上限为20,000美元.
职业转换贷款计划旨在帮助希望改变职业并进入教学行业的个人. Students may borrow up to an annual amount of $15,000, not to exceed $60,000 cumulative maximum.
Eligibility requirements and other vital information concerning this program can be found at: http://www.scstudentloan.org
如果毕业生在一个急需的领域任教, 他们的贷款可以每年以20%的利率减免. If the graduate teaches in both a critical subject and geographical area, 他们的贷款可以按33%的利率减免.3% each year of full-time teaching.
资金有限,申请时间为2月底至3月初,从8月开始的下一学年. The application deadline is June 1st. 致电办公室接收申请或在线申请: www.scstudentloan.org/wp154-01.aspx.
FAFSA不需要申请这笔贷款.
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add remove Parent/PLUS Loans
家长(PLUS)计划旨在帮助信用良好的受抚养学生的父母支付教育费用. If a parent’s PLUS pre-screen is denied based on the required credit check, 他们的学生将有资格获得斯塔福德无补贴贷款. There is a 4.联邦法律规定的228%的贷款费用. 要确定您是否有资格获得PLUS贷款,并了解更多信息,请参阅以下网站: http://studentloan.gov.
PLUS贷款的可变利率上限为10%.5%. 在资金全部支付后60天开始还款. The FAFSA is required. If the FAFSA has been filed, 经批准的PLUS贷款的最高额度可以通过联系你的财务援助顾问来确定. Applicants must be a U.S. citizen.
Coker University will send a permission to certify letter to the parent after receiving notification that the PLUS credit decision was approved. When the College receives the completed permission to certify letter from the parent, the College will certify the loan. It will be the responsibility for the parent to complete all promissory notes, self-certification forms, etc. with the lender. 父母批准的PLUS贷款与不良信用记录将被要求完成家长PLUS辅导位于 http://studentloans.gov.
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add remove Alternate Loans
替代贷款用于支付学费, fees, books, room and board, supplies, 和交通有关的教育费用. 替代贷款不能超过由财政援助办公室指定的学生的最高允许出勤费用.
利率根据最优惠利率浮动, adjusted quarterly, throughout the life of the loan. 学生在校期间产生的未付利息将在学生开始还款时资本化并加到本金中.
The FAFSA is not required. If the FAFSA has been filed, 批准的替代贷款允许的最高金额可以通过联系你的财务援助顾问来确定. 独立学生将需要一个可行的共同签署人. 一些独立学生可能需要一个可行的共同签名人.
You may view, learn about, and select an alternative loan lender at the following FASTChoice site address. 由于贷款人愿意与我们的学生合作,网站上列出了其他贷款机构, providing excellent customer service, and providing viable and federally regulated information to our students.
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add remove Student Loan Interest Rates
(Effective for loans disbursed between July 1, 2022 through June 30, 2023.)
Loan Type Borrower Type Fixed Interest Rate 直接补贴贷款和直接无补贴贷款 Undergraduate 4.99% Direct Unsubsidized Loans Graduate or Professional 6.54% Direct PLUS Loans 家长和研究生或专业学生 7.54% -
add remove Statistics
- Graduation Rate 39%*
- Default Rate 3.1%**
2.3% (National Average) - Retention Rate 51% (Full-Time)*
- Average Loan Debt $28,000***
- 援助类别的平均金额
$6,432(Federal Direct Loans)****
$22,850(Grants & Scholarships)****
$4,722(Pell Grant)****
Financial Aid Process
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add remove Applying for financial aid
向招生办公室提交一份完整的入学申请. 申请人必须被正规博彩十大网站录取为攻读学位的学生,才能获得资助. Transient students must coordinate aid through their home institution. 特殊学生没有资格获得经济援助.
提交免费申请联邦学生援助(FAFSA)到美国.S. 教育部尽快在1月1日之后. The FAFSA website is studentaid.gov.
Students who filed a FAFSA prior to November 1 may be eligible to complete a Renewal Application. 符合条件的学生将收到个人信息号码(PIN)。, 可在网上填写续期申请. 正规博彩十大网站要求的所有申请都可以根据要求从财政援助办公室获得.
High school guidance offices can provide information on local awards from employers, churches, PTOs and local civic organizations. 暑期学校也提供有限的援助. 所有财务信息将严格保密.
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add remove Awarding process
一旦学生的需求通过FAFSA确定, 财政援助主任将通知学生他或她的学年奖励包. An award package is usually a combination of scholarships, grants, campus employment and loans. Final award letters are sent as soon as the financial aid and admissions files are complete. 助学金授予在正规博彩十大网站完成之前课程的学生. 财政援助令人满意的学业进步指南将被用来确保学生取得学业进步. It is important that students and parents submit required documentation requested from the school. 当Coker收到学生的FAFSA信息时,会向学生发出一封信,要求他们提供文件或要求完成某些正规博彩十大网站,以便经济援助顾问完成联邦政府的包装, institutional, and/or state aid for the student.
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add remove Loan certification
Student loans will be certified after the withdrawal date for each semester, or term. This change has come about due to inconsistencies in course registrations, and students withdrawing from classes prior to the final withdrawal period. 在这种情况下,给学生造成了超额支付,很难收回这些超额支付的资金. 这一政策将有助于确保学生积极入学.
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add remove Option to deny loans to students
如果学生有资格获得学生贷款, the financial aid office has the right to deny the distribution of Stafford, Perkins, or Private Source Loans. We can still consider a default to be evidence of a student’s unwillingness to repay loans. For a Perkins loan, if the repayment was involuntary, 您应该将违约视为拒绝此类证据. Financial aid personnel have the right to deny or revoke student loans for the reasons listed below.
- 学生可能疏忽偿还贷款;
- 在其他学校同时入学的;
- 学生未提供要求的文件;
- The student provided fraudulent information; or
- 学校收到通知说该学生违约了, bankruptcy status, or in overpayment status.
Financial Aid Forms
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add remove 2023-2024 academic year
Click here 查看本学年的所有表格.
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add remove 2022-2023 academic year
Click here 查看本学年的所有表格.
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add remove Citizens Bank
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add remove Custom Choice
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add remove CuStudent
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add remove Direct Loans
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add remove Private Loan Self Certification Form
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add remove Discover
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add remove KHEAA Advantage Education Loan
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add remove PNC
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add remove Raise
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add remove Sallie Mae
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add remove SCSLC
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add remove SoFi
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add remove Union Federal
Financial Aid Policies
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add remove Return of Title IV Funds
In accordance with federal regulations Coker University calculates earned and unearned funds of Title IV aid based upon the last date of attendance, or the date the University became aware that the student has withdrawn, 根据HEA的规定,在入学期间达到60%的分数, Section 484B, 34 CFR 668.22, DCL GEN-11-14. 如果学生在入学期间将获得或已经获得第四项贷款,则在学生退学时,学校完成第四项退款的返还. 这包括珀金斯贷款,菲尔,佩尔助学金和FSEOG.
学生与处理退学事宜的学术顾问会面, discusses his or her withdrawal, and completes a withdrawal form. 然后,学生与经济援助人员会面,讨论并收到书面文件,说明标题IV的返回将对经济援助以及学校的退款政策产生的影响. 学生收到一份书面声明,允许学生根据联邦法规要求或拒绝任何贷款资金的支付. 第IV章报税的计算已完成.
After Return of Title IV is calculated, 未赚到的钱被返还给适当的实体,而赚到的钱则留在学生账户上. After the 60% point the student is eligible for all federal, institutional, and state funds. 学校自决定撤销之日起45天内向有关单位退还资金. 根据计算表格和学生的要求,对助学金或贷款资金进行调整. All documentation is recorded on the student’s record and kept in the student’s file. Alternative loans and non-institutional charges are excluded from the Return of Title IV regulations. 如果学生已经入学,并且已经超过100%退款期限, 替代贷款不作调整. The funds will go against the student balance and any credit will be disbursed to the student.
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add remove Percentage of the payment period or term completed (percentage of earned aid) =
(截止退费日期完成的天数)/(支付期或注册期的总天数).
Note: Any break of five days or more is not counted as part of the days in the term.
根据以下公式,资金将根据非无偿援助的百分比返还给相应的联邦计划:
Aid to be returned =[(可发放助学金的100%)-(已获得助学金的百分比)]x(在缴费期和入学期内本可发放的助学金总额)
如果学生获得的资助少于支付的, 学校将被要求返还一部分资金,学生也可能被要求返还一部分资金. 请记住,当标题IV资金返回, 这可能会创造一个平衡,由于库克大学的学生.
如果学生获得的资助多于发放给他/她的资助, 大学将欠学生一笔退学后的费用,必须在学生退学后30天内支付.
退还的款项按以下顺序分配:
- Direct Unsubsidized Loans
- Direct Subsidized Loans
- Federal Perkins Loans (if applicable)
- Federal Parent Plus Loans
- Federal Pell Grants
- 联邦补充教育机会补助金(SEOG)
To view Coker’s Return to Title IV Policy in its entirety, click here.
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add remove Verification
在完成联邦学生援助免费申请时, most of the questions on the form want to know your situation as of the day you sign the application. However, 在某些情况下,您可能希望(或被要求)更改所报告的信息.
The Department of Education, or the institution, may select your FAFSA to be verified. This process is known as verification. In this case, the accuracy of the information provided on the student’s FAFSA is verified in order to ensure that federal aid is distributed appropriately to those who are eligible. Your FAFSA may be selected for verification due to estimated information, inconsistencies, conflicting information, incompletion, or random selection.
学生将通过他们的学生援助报告(SAR)和电子邮件被告知他们被选中进行验证, mail, or phone. If your FAFSA is elected by either the Department of Education or by Coker University, you are required to provide the requested documentation to the University and its representatives. This documentation will be used to verify the information you entered on the FAFSA. The student will receive a notification from KHEAA Verify to create an account at their site and submit requested documentation regarding verification. The Office of Student Financial Planning utilizes KHEAA Verify to process verification and unusual enrollment history information on the university’s behalf.
如果您选择不提交或未能提交验证文件, the university will be unable to complete the review of your eligibility for financial aid. In rare cases, a student who has already been awarded federal and/or state financial aid may be selected for verification after financial aid has been disbursed. 如果发生这种情况,我们将通过电子邮件发送通知. Failure to comply with the verification requirements will result in your aid being canceled and any future aid not disbursing to your student account. 如果经济援助已经支付到你的学生账户, 你的经济援助也会被取消,这可能会导致你的大学学生账户出现余额. 如果您被选中进行联邦认证,但不希望完成该过程,并希望取消您的援助申请, you should send written notification to the Office of Student Financial Services.
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add remove Awarding
教育部要求正规博彩十大网站在分配贷款资金之前确定学生是否有资格获得特定的其他第四章援助,以减少借款需求. Prior to awarding loans, pell grant and campus-based funds before awarding loans. Concurrently, the university must award Direct Subsidized Loan funds for the maximum amount for which the student is eligible before awarding the Direct Unsubsidized Loan. However, 如直接资助贷款的款额为200元或以下,而有关款额可包括在直接非资助贷款内, then the university is not required to originate a separate subsidized loan per federal guidelines. For a dependent student, Coker may originate a Parent PLUS and disburse Parent PLUS funds without determining the student’s Pell Grant and Direct Subsidized Loan eligibility. 确定佩尔资格与研究生PLUS无关, but Coker will determine a graduate/professional student’s maximum Direct Unsubsidized eligibility before the student can apply for a Graduate PLUS.
As part of the financial aid awarding process, loan eligibility must be determined and verified. When awarding direct loans, 根据联邦指导方针,学生的学术水平(在校时间)用于确定可用贷款资金的金额. The academic levels are defined as freshman (0-27 completed credit hours), 大二(28-57学时), junior (58-89 completed credit hours), 高级(90+完成学时). 根据正规博彩十大网站学术目录中接受的转学时数,转学生被分配一个学术水平. Additionally, 贷款资格也根据学生的年度贷款限额以及根据联邦指导方针的总贷款限额来确定.
请参阅学历级别贷款资格 Table 2.0
Please see aggregate loan limits in Table 2.1
Coker does allow students to reduce their loan amount for an enrollment period. 由于这样的贷款发起少于学生的年度最高资格,可以发生在学生的书面请求. 接近或达到最高贷款金额的学生将收到学生金融服务办公室的书面通知. if their loans are reduced to cover just tuition, or tuition and books, etc. 信件或电子邮件的副本将保留在学生的档案中.
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add remove Borrower and Self Certification Form
可提供科克借阅及自我证明表格 here.
FAFSA Deadline Dates
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add remove 2022-2023 FAFSA
Fall 2022 May 1, 2022 Spring 2023 October 1, 2022 Summer 2023 March 1, 2023 -
add remove 2023-2024 FAFSA
Fall 2023 May 1, 2023 Spring 2024 October 1, 2023 Summer 2025 March 1, 2024
Important Links
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add remove Financial Aid
- FAFSA on the Web
免费申请联邦学生资助. Used to apply for all forms of Federal Aid and most forms of Need Based Aid. - Student Financial Assistance
A source of information for students seeking knowledge on the Financial Aid process and regulations. A US Department of Education Web Site. - StudentLoans.gov
Direct Lending Entrance Counseling, Master Promissory Note, PLUS Loan Prescreen - FinAid
A student guide to Financial Aid - South Carolina College Aid
A source of information for South Carolina residents seeking college financial aid from their State. - Army Emergency Relief Scholarship
现役军人的配偶和在现役期间死亡的军人的遗孀. 这项奖学金是为了帮助配偶继续深造. - The South Carolina Tuition Grant
关于南卡罗来纳州全日制私立大学学生助学金的信息. - The GI Bill Express:
A source of information of the Government Issued Military Grants and Scholarships. - Wired Scholar
学生奖学金的搜索引擎. - Broke Scholar
访问超过65万个奖学金的可搜索数据库 - Fast Web
学生奖学金的搜索引擎. - Tuition Exchange
A Coker Employee Benefit: Attend another College at the Tuition Rate of Coker University - Selective Service Online
你登记服兵役了吗? It’s required for Federal Aid - 国家学生贷款数据系统退出咨询
Complete Exit Counseling. - National Student Loan Data System
The NSLDS is the U.S. 教育部学生资助的中央数据库. NSLDS接收来自学校、贷款机构和美国银行的数据.S. Department of Education programs. A student can use the web site to make inquiries about Title IV loans and/or grants. 该网站显示有关贷款和/或赠款金额的信息, outstanding balances, loan statuses, and disbursements. To use the web site, 您需要提供您的社会安全号码, the first two letters of your name, your birth date, and your PIN.
- FAFSA on the Web
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add remove Debt Management
- AES
AES为学生提供预算方面的资源, estimating your loan payments, grace period, interest savings, debt repayment, and consolidation. - Discover
发现学生贷款提供“智能借贷视频”, loan planner, 以及建立和维护良好信用的信息. - Sallie Mae
Sallie Mae offers information on understanding student costs, planning wise, investment planner, etc. - WellsFargo
WellsFargo offers “Hands on Banking” that provides young adults with tips on budgeting, savings, and credit counseling
- AES
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add remove KHEAA Verify
韩国高等教育机构已签约完成所有核查工作, unusual enrollment history, 以及正规博彩十大网站的公民身份验证. All verification, unusual enrollment history, 和公民身份文件可通过在MYKHEAA网站上签名获得 www.kheaa.com. All forms and documentation are to be completed and submitted to KHEAA Verify as soon as possible. KHEAA Verify will contact the student if the documents received are incomplete or if additional information is required to complete the verification process, unusual enrollment history process, and/or citizenship process. 学生及家长如有任何问题,请与校核局联络, unusual enrollment history, and/or citizenship status. KHEAA验证联系信息如下所示.
KHEAA VERIFY
P.O. Box 4048
Frankfort, KY 40602
Fax 502-696-7230
Phone 855-272-8771
www.kheaaverify.com南卡罗来纳学费补助验证截止日期:南卡罗来纳州合法居民的学生必须在11月15日之前完成验证和不寻常的入学历史处理,以便考虑获得南卡罗来纳州学费助学金.
学生如何开始认证过程?
- Go to http://www.kheaa.com and click “Sign In”.
- 使用学生ID和密码登录MyKHEAA. (首次使用MyKHEAA必须先注册.)
- Click on “KHEAA Verify”.
- 填写所需的验证表格.
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add remove The Ombudsman Office
申诉专员公署是个人通过其他客户服务途径寻求帮助后的最后资源. Before contacting the Ombudsman, 有关学生贷款的借款人应与贷款持有人联系或访问我们的网站以获取更多信息. 在读学生应该先联系他们的经济援助办公室.
联络申诉专员公署时,应准备:
- 找出问题及其背后的原因
- Define expectations
- 描述已经采取的解决问题的措施
- 提供文件来支持你的立场
The easiest way to contact the Ombudsman is to file an on-line assistance request thru http://studentaid.gov/feedback-ombudsman/disputes/prepare. Other contact options are:
Mail:
FSA Ombudsman Group Mailing Address
U.S. Department of Education
Office of Federal Student Aid
P.O. Box 1854
Monticello, KY 42633
FSA Ombudsman Group Contact Information
Phone: 1-800-433-3243
Website: http://studentaid.gov/feedback-center/ (best used to initiate a case)
Cohort Default Rates
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add remove 2019
- FY 2019 Cohort Default Rate is 3.1
- 全国2019财年队列违约率为2%.3
Important Dates
Undergraduate Dates 2022-2023
Graduate Dates 2022-2023
Undergraduate Dates 2023-2024
Graduate Dates 2023-2024